Status as of 13 August 2026: According to the official Shopify documentation, eligible businesses based in Czechia can use Shopify Payments. Slovakia is not included in the supported-country list. A Slovak store must therefore choose a card payment provider available in its Shopify admin and verify supported currencies, terms and fees.
An eligible Czech store can use Shopify Payments. As of 13 August 2026, a Slovak store cannot and must select a third-party payment provider from the options available in its Shopify admin.
What Shopify Payments offers in Czechia
Eligible Czech businesses can activate Shopify Payments directly in the Shopify admin. It supports eligible cards and accelerated payment methods including Apple Pay, Google Pay and Shop Pay. Shopify also lists selected local payment methods whose availability depends on the customer's country and other conditions.
Availability in a country does not mean automatic approval for every business. Shopify verifies the individual and legal entity during activation, and its terms restrict some business categories and product types.
How Slovak stores should approach payments
When Shopify Payments is unavailable in the merchant's country, the store needs a third-party payment provider. The available gateways can differ by country, currency and store type. The current list under Settings →︎ Payments in the store's Shopify admin is more reliable than an older article or forum post.
A provider may keep the customer in checkout or redirect them to its own payment page. Before choosing one, verify the customer journey, refunds, supported currencies, payouts, disputes and accounting integration.
| Area | Czechia | Slovakia |
|---|---|---|
| Shopify Payments | Supported subject to conditions | As of 13 August 2026, it is not on the list of countries |
| Card payments | Shopify Payments or a third-party provider | Third-party provider available to the store |
| Apple Pay / Google Pay | Available through Shopify Payments | It depends on the chosen provider |
| Shop Pay | Available with Shopify Payments | Not available without Shopify Payments |
| Fees | Processing according to plan and method | Provider plus any Shopify fee |
Payment provider and Shopify fees
With a third-party gateway, the store can pay the provider's processing fee as well as a Shopify third-party transaction fee. Shopify's rate depends on the plan and payment setup. Manually processed methods such as bank transfer or cash on delivery are treated differently in Shopify's documentation.
Do not compare providers only by their headline percentage. Include monthly costs, transaction fees, currency conversion, chargebacks, disputes, payout schedules and the team's reconciliation work.
Choosing the payment methods customers need
More payment buttons do not automatically create a better checkout. Base the selection on customer countries, average order value, mobile usage, currencies and the fulfilment process.
- Cards and accelerated mobile payments
- Payment in the currency the customer expects
- Bank transfer or cash on delivery when it fits the operation
- Clear behaviour for failed or pending payments
- Refunds and partial refunds in Shopify admin
- Reconciliation of payments, orders and accounting records
- Test orders for all important countries and currencies
Test the complete checkout flow
Test the product, cart, discount, shipping, payment, confirmation email, refund and reconciliation. For cross-border sales, change the customer's address and currency. Some local methods appear according to the customer's location rather than the store's location.
A payment method is not ready simply because it appears in checkout. It is ready when the team can reconcile the order, refund it and resolve a failed payment.
What to check just before choosing
Supported countries, methods and conditions may change. Before making a decision, check the official list of Shopify, the offer directly in the Shopify admin and the terms and conditions of the provider. This article is not financial or legal advice.
Frequently asked questions
Is Shopify Payments available in Czechia and Slovakia?
As of 13 August 2026, Shopify Payments is listed for Czechia in the official documentation. Slovakia is not on the supported-country list, so a Slovak store needs to select a provider available in its Shopify admin.
Can I offer bank transfer or cash on delivery on Shopify?
Yes, Shopify supports manually processed payment methods. But the store must correctly set the instructions, order status and subsequent accounting and logistics process.
What fees does the external payment gateway have?
The store may pay a fee to the provider as well as any Shopify transaction fee. The exact rate depends on the plan, method and specific provider.
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